The World's Largest Online Source For High End Custom Jewelry
Pay Pal Account, A Complete Report
Pay Pal Scams And Pay Pal Email Frauds
What Is Pay Pal?
Pay pal is the name of an online payment system. Starting as a simple person to person payment
processor, Pay pal has today grown to be one of the most widely used payment methods on small and
medium size websites. This mode of payment uses email addresses to send or receive money, the
email addresses are connected to pay pal accounts. Pay pal is also accepted as a payment method
on Ebay which is currently the world's largest online auction website.
Once you open a pay pal account you can fund your account using a valid credit card or make a
bank transfer into your pay pal account from certain countries.
Money can be sent from one pay pal account holder to another by referring to the email address
of the receiver. Opening a pay pal account is free and there are no fixed monthly charges to be
paid. When a payment is made through Pay pal, the receiver pays a fee and this is deducted from
the amount transferred, the net amount is credited into the pay pal account of the receiver.
Who Can Register For A Pay Pal Account?
A pay pal account can be opened and operated from a number of countries. However, there are certain
restrictions that apply to pay pal accounts that are operated from certain countries. For example,
a pay pal account cannot be connected to a bank account in countries like India (as of Nov 2005).
In countries like Thailand, (as of Nov 2005) you are not allowed to withdraw funds from your pay pal
account and the balance available can only be used to pay for products or services or transfer to
another pay pal account.
A pay pal account opened from any country can be connected to a U.S bank account and this allows
pay pal funds to be withdrawn.
In order to make the pay pal online payment system safer, pay pal requests certain documents and
other information to validate genuine pay pal accounts. A pay pal account with such validations
made is referred to as a 'verified' pay pal account and provides a higher degree of confidence to
buyers or sellers dealing with a verified pay pal account holder. Registration of a pay pal account
is free and you need to pay charges or commission only when money is actually received by you
into your pay pal account.
What Are The Latest Pay Pal Frauds?
Pay pal frauds in this context relate to the cases where, certain people with bad intentions
try to break into a pay pal account with the objective of using or robbing the funds that
exist in the pay pal account. There are two vital pieces of information that enable you to
login to your pay pal account. One is the main email address that is linked to your pay pal account and the
other is the password that is to be used along with this email address. The main aim of fraudsters
is to get these two important pieces of information from genuine pay pal account holders.
This allows them to access your pay pal account and operate the account as if it belonged to them.
This in computer jargon is referred to as 'phishing' and is a form of identity theft.
Pay pal phishing is generally carried out by using pay pal email scams. The innocent pay pal user
receives an email which looks very much like a genuine email from pay pal. The email explains of some
information that needs to be updated by the pay pal user. The user is urged to click a link
on the email and update the information in the user's pay pal account. Once clicked, the link leads
to a page that closely resembles the pay pal account login page. The page requests details of email address
and password to enable access to the pay pal account.
Armed with this vital information, the fraudster can now access the victims
paypal account and do what he pleases.
Every pay pal email scam uses the same technic but the contents of the email may vary as every
fraudster tries to make his email appear more convincing and genuine.
We have compiled a list of the latest pay pal frauds and pay pal email frauds, you can read
the complete report by
clicking here
Tips For Using Pay Pal Safely
There are a few easy measures that you could follow to make the use of online payment methods
like pay pal more safe. Some of these are commonsense while others are based on experience and
procedures collected by the Kaisilver networking team.
(01) Choosing A Password:
Ensure that the password that you use for your pay pal account is not easy to guess. Another
mistake users often make is to use the same username and passwords for emails and other services
like pay pal. You might open an email account for casual correspondence and thus not be very
careful about protecting it's password. You could therefore be compromising on security if you
used the same password for your pay pal account. It is not a good idea to repeat passwords no matter
how easy that might make it for you to remember passwords.
(02) Check The Account:
Login to your pay pal account and check the transactions at least once a week. This is all the
more important if your pay pal account is connected to your bank account.
If you notice any suspicious transactions contact Pay pal immediately and also change the password
for your pay pal account. If you have a large balance in your pay pal account, it might be a good
idea to transfer the balance to your bank account.
(03) Using A Public Computer: It is not safe to login to your paypal account when using
a public or other shared computer. Malware programs (programs written with bad intentions) can
record your login details and make them accessible to fraudsters. There is really no way that
you can check and ensure if the shared computer you use is safe for doing confidential financial
transactions. Office computers might be safer depending on the type of computer infrastructure
that is available. Most offices install various security devices that are capable of keeping out
such malware programs.
(04) Never Click An Email Link: If you have read the details above you would be aware of
the pay pal email frauds and other pay pal scams that have sprung up in recent times.
Pay pal email scams are used by fradusters to get the confidential login information of innocent
pay pal users. Pay pal funds are then accessed by these fraudsters for their own use. The emails
have an authentic look with pay pal logo etc and urge the victims to click a link to update their
pay pal records, or to check specific transactions.
If you ever receive one of these suspicious emails but are not sure if it is really a pay pal email
scam, open your web browser and type the complete pay pal website name to access the web site.
Use the login option on the website to login to your account.
(05) Change Passwords: It is a good idea to change your pay pal account password every
two to three weeks. Do not write your password in any place that can be easily accessed or seen
by others. If you really need to note the password, do not provide complete details of it being
a pay pal account password etc in the note. Besides these regular changes, make it a point to change
the password the moment you suspect that your pay pal account has been accessed by an unauthorised
person. Do not use a password that is very easy to remember or guess, like your first or last name,
your city or country etc.
(06) Separate Bank Account: If you have registered for a pay pal account from a country
that pay pal accepts a direct link to your bank account, consider maintaining a separate bank account
for this purpose. This might not be necessary if your pay pal transactions are very few and can be
easily remembered, but for regular use a separate bank account for your pay pal transactions is
worth maintaining. A separate bank account would contain transactions related only to your pay pal
account and any suspicious entry would be easily noticed.
It could also limit the financial loss if your pay pal account was by any chance accessed by fraudsters.
(07) Linking An Email Address: At the time of registering a pay pal account, the email address
that you provide is one of the components used to subsequently login to your pay pal account.
This email address along with your password provides a security check to ensure a valid login
to your account. Choose an email address that you check regulalry and also one for which the
password is known only to you. It is also a good idea not to use the same password for your pay pal
account and the email account. Remember, never to click any link on emails received to access or
login to your pay pal account. Pay pal email scams come up with very convincing but fraudulent content and
urge you to update or correct problems in your account by clicking a link.
(08) Logout When Finished: This is a good habit when accessing any online website that
required you to login. Online payment and financial websites like pay pal and bank accounts
are very confidential so treat them that way. It is not a good idea to remain logged in and
merely minimize the web page. You might ultimately forget to logout and leave your account
wide open for people with bad intentions. If you are not in the habit of logging out of your
account, remember that this could have added dangers when accessing your pay pal account from a
shared computer like in an office.
The above contents have been prepared by the Kaisilver network team and we have tried to keep
the content as simple and non-technical as possible. The information is provided in public interest
and is not intended to make a campaign for or against Paypal. The basic safety tips mentioned
above will be useful for users of any online service where confidential information is to be
accessed after a validated login.
Who Is Kaisilver?
Kaisilver is the world's largest online provider of high end custom jewelry.
All jewelry is custom made with high end craftsmanship and can be ordered in 14k or 18k
white or yellow gold with gemstones of your choice. With direct and preferntial access to over
200 million carats of gemstones and a gigantic base of over 3,500 skilled craftsmen and
artisans, we provide high quality merchandise with a depth and range that no other jewelry provider
can match. All designs can be modified and changed as per your preference and you
can even send us images of your favourite designs to be custom made.
You can email us with queries and requirements at
sales@kaisilver.com
and our team of experts will answer all your questions.
Kaisilver created the world's first collection of high end men's rings and remains the
leader in this market segment. We also make the world's best rendition of the traditional
Irish Claddagh ring. Every jewel is worked on by some of the finest craftsmen and we do not mass
produce merchandise. All gemstones are handpicked and custom cut by experts and we can procure
just about any gemstone that you need. Our jewelry weighs around 50% to 60% more as
compared to what others offer for similar designs. This healthy weight increases the longterm
durability of the jewels and also keeps the gemstones and diamonds firmly mounted.
Our buyers include members of the U.S armed forces, doctors and surgeons, lawyers, financiers,
hotel and resort owners, sportsmen, fashion models and people from every walk of life.
Click The Images Shown Below
To View Some Of Our Custom Jewelry